SpendWithFriend

Why we built it

Every trip with friends ends the same way: a long chat thread, a few receipts in someone's pocket and a spreadsheet nobody wants to open. One person paid for the cabin, another for fuel, someone covered dinner, and a week later nobody remembers who is still owed what.

SpendWithFriend started as a way to put an end to that. Add each expense when it happens and the app keeps a running balance for everyone in the group. When the trip is over, you settle up once and move on.

The same thing turned out to work just as well at home. Flatmates share rent, bills and groceries every month, and they need a shopping list everyone can add to. So the app is made for both: people who travel together and people who live together.

One account, two places to use it

Your groups, expenses and lists are kept in your account, so you see the same numbers wherever you sign in.

• The mobile app

  For adding an expense the moment you pay, at the till or in the taxi. The app for iPhone and Android is on its way to the App Store and Google Play.

• The website

  For the bigger picture on a bigger screen: your balances next to the full history of expenses and transfers, the group settings and the shared lists. Everything is already here.

What you can do

• A group for every trip and household

  Create a group, invite people by email and pick its currency. The group's administrator can give it a color and decide whether transfers have to be confirmed by the person who receives them.

• Expenses split your way

  Say what the expense was for, who paid and how it is shared: equally between the people who took part, with an exact amount for each person, by shares or by percentage. Amounts can be typed as a sum, like 12+8.50. Made a mistake? Open the expense, change it or delete it.

• Balances you can trust

  See your overall balance and where you stand with each member: who owes you and whom you owe. Transfers still waiting for confirmation are shown separately, so the numbers never run ahead of reality.

• Settling up

  When you pay someone back, record the transfer. It counts once they confirm it, or right away if your group doesn't need confirmations. Save your Revolut or BLIK details and friends who owe you can copy them with one click.

• Shared lists

  Every group gets two shopping lists: a one-off list for things you need once and a recurring list for the things that always run out. Tick items off as you buy them, then untick the recurring ones for the next round.

• In your language

  The website speaks English, Polish, Spanish, Portuguese, German and Dutch. Choose your language in your settings and it is saved in your account.

What matters to us

• Free

  Free for you and everyone in your group. Sharing costs with friends shouldn't cost anything.

• Fair to the cent

  Amounts are kept in whole cents and every cent of an expense goes to someone, so the shares always add up to the total.

• No surprises

  In groups that require it, a transfer counts only once its receiver confirms it, and only the person who sent a transfer can change or delete it.